Cloaking Clouds

Thursday 29 January 2015

1975 Pay= 2015 Pay


http://www.cbc.ca/news/business/minimum-wage-jobs-pay-roughly-the-same-as-they-did-in-1975-1.2708717

http://www.statcan.gc.ca/daily-quotidien/140716/dq140716b-eng.htm


When our working poor are making the same amount as they did 40 years ago, but the price of everything from homes to vehicles has been marked up at least 100%, how do you expect the working poor to get ahead at all?

My children are making the same amount as their grandparents and great grandparents did in the '70s, They do not have to deal with the cost of a home being $15,000-$30,000 to purchase and rent it isn't $100-$500 a month but having to deal with the housing of $150,000-$500,000 to buy and to rent being as high as $3000 a month.


We have stopped producing low earners. 

This may sound like the stupidest thing anyone has heard, but I began to wonder why someone would have to work 3 jobs. I understand the money situation and that there are that many low paying positions available, but I also started considering WHY?

Baby boomers parents came from a generation where their parents were sometimes having 7 to 20 children. For instance, my grandmother came from a family of 13 children with the loss of twins at the start of the family. That is a lot of workers and while they are retired now, some are still alive.

My grandmother’s generation, because many families grew up with so many children, did not have a lot of extras, so they tried to install in their children how important it was to earn a good wage, not work at those jobs that you are only making minimum wage; which is important. She and grandpa only had 4 children and that was called the Baby Boomer years. Now that is Funny.

So we went from 7-20 children in a poor to middle base incomes to 3-6 children in that same class base.

Baby Boomers, how many children did you have? I believe if you look at the average household of baby boomers that are on the verge of retiring at an income of $75,000+/year at this time in their life they will have 0 to 4 children.

Again, a drop in the procreation of the working poor/middle class, why?

Two things happen when we do this. The first, because the working poor do not make much, we teach our children from an early age that they need to get into a profession that will make them money, eg. Get into politics, lawyer, dentist, doctors, professional sports, a trade…something that is going to support them and their family better than how they lived and how their parents lived and so on.

Because minimum wage is only a quarter of what a lowest paid professional would make, NO ONE wants to do those jobs.

So what happens, many of those baby boomer children and many of those children of the baby boomers become professionals.

We are left with minimum paying jobs that instead of having 7 to 20 workers doing we now have 2 to 4 workers doing, which is actually less because many of those 2 to 4 workers have become professionals and are in the middle to rich classes.

Two…

We know children cost money, so we don’t have as many. We don’t have as many so we are not repopulating the work force.

Those who are living in the working poor are not able to do things like:
·        Pay bills on time many times
·        Buy any type of home
·        Have our cars fixed so we can get to work safely without going into debt or putting aside another bill
·        Save for our retirements
·        Save for a rainy day
·        Go on vacations…which does not bother us, it is just a point I want to make clear that if you can do this, save, and pay bills…you aren’t poor you are middle class.
·        Pay for extracurricular activities for children

My generation, Generation X and the last of the Baby Boomers, have been accused of flooding the work  force with working poor who are now living off the Middle/Rich class taxpayers. If that were true we wouldn't need immigrant workers now would we?

I have 2 children and two step children that I helped support. My older two have a different mother. They are in their early 20’s. Their careers, for the most part, rely on the oil industry.

My daughter has been laid off. She was on maternity leave last year so will get nothing from Employment Insurance, or at least very little. Her significant other has been laid off as well, but they will be making a quarter of their income on Employment Insurance, if not less. That is working poor.

Could they better themselves, you bet, but who will be doing their jobs? And really, Why should they have to? Their jobs are just as important as anyone other persons. A lawyer could not do my daughter or my son-in-laws jobs properly without the training, so why are they paid such a great deal less? Is their job easier? You don’t have to be as “educated”, but that doesn't mean it is easier.

My son says he will be fine he is still working, but I still worry because not long ago he was in a car accident where he was rear ended and he had to live off his savings for a while, which is now gone.

My son, 17, is graduating this year. He really enjoys welding and we have encouraged him to follow that career. It doesn't guarantee he will be middle class, but it does mean he may be one of those higher paid working poor, so instead of making $10 an hour he might make $30.

Will they have children?

My daughter is 13, but she is adamant that she in no way shape or form wants children, which can change, she is young.

But again…This means less people going into the work force if she still feels this way in 10 to 20 years.

Yes, some in these generations have had more children. While I only helped support and raise 4 children, my best friend has helped support and raise 9 in total in some way shape or form. But on average, we are not having as many children.

We are doing it to ourselves.

We are allowing our working poor to live on less because we believe they deserve less.

So those who are the working poor have fewer children to fill those working poor jobs or teach their few children to go for professional jobs to get out of the rut of being the working poor, not a bad thing but still causing a shortage in the number of people working those teaching, nursing, janitor, bus driver, Wal-mart, fast-food positions.

I will give you a hint, if Costco can pay their workers a living wage and benefits and if other countries can make businesses pay living wages…our “democratic” governments can make Wal-mart and McDonalds as well.

What are the benefits of companies like Wal-mart paying living wages and benefits?

Your tax dollars do not go to paying for the working poor living off the system…BONUS!

Those children that my generation and the generations of working poor after me would not need your tax dollars for the basics of life like groceries and utilities so that we can fix our vehicles to get to those jobs without having to worry about the car dying, the furnace quitting or the toilet plugging up if they were paid a living wage.

Your tax dollars should then be put into Canada Pension Plan/Social Security, education, taking care of our military peoples, health care, transportation, job creation, Right?

The working poor are not expecting or asking for enough to take elaborate vacations, $50,000 vehicles or even $400,000 homes.
They are asking for enough not to have to worry about the car, the baby or the house, the food, the utilities...and they shouldn't have to.




Tuesday 27 January 2015

Who is Cleaning Your Toilet?

When the Middle, Rich and Mega Rich classes tell the Poor class they shouldn't procreate it leaves me to wonder…

Who do you think is going to clean your toilets?

For the most part the Middle class do this on their own at home, but think about it this way, who does it in the Malls, Restaurants, theaters, Hotels or Casinos you enjoy using?

I wonder…

Which class of citizens do the Middle/Rich/Mega-Rich believe make the beds in the Hotels they stay in when they vacation in their favorite destination spot? Which class of citizens rings your bill up and hands you those bags of groceries every time you visit a grocery store?
I read comments all the time from Middle/Rich and Mega Rich individuals who believe the poor should stop having children if we cannot afford them, we should have to have a licence to have children in the first place.

What these individuals do not consider is who after our generations are gone and we are not allowed to procreate unless told to is going to clean up after them, cook for them, stock the shelves for them…basically do the manual labor?

Can you see a Lawyer, after spending the night in a $500/night hotel room, washing the bedding and cleaning the room before he leaves the hotel for the day? Can you see yourself cleaning the isles in the movie theater and washing the sinks and toilets after the movie?

Those jobs are done by the working poor, whose children are usually the ones who take over those crappy jobs, thank you very much, unless WE parents drill it into their heads that they are worth more and can be more, the working poor’s children will end up as the working poor right after us…serving the Middle/Rich/Mega Rich Classes.


Before you try telling the poor classes to stop having children, remember who is handing you that coffee, making that bed or cooking that meal at your favorite restaurant, because most likely it isn’t your wife or husband if your family is making over $100,000.

And think, should the working poor have to worry about whether they can pay the utility bill or have the car breaks fixed so they can get to their job safely?

Sunday 25 January 2015

Where are You Buying Your Beer Saskatchewan?

When it comes to liquor privatization the "Nay" sayers do not tell you a lot and leave out a little.


The biggest thing they leave out is that they would lose their cushy incomes. It is a government job and a union job so privatizing liquor would take away their high income jobs. Plain and Simple.


They leave out that it would create more jobs. More liquor stores mean more jobs.


They leave out that in Alberta much of the profit still goes to the School system, child protection, roads, long term care. I dare you to compare these services here in Saskatchewan to Alberta at this time or at any time in the past. 

Privatization of alcohol would not affect, it might even help, these programs. When was the last time you heard about Senior abuse in Alberta? It happens, but there are many more complexes in Alberta that handle Seniors. Many seniors from Saskatchewan chose to retire in Alberta, many have retired in my home town of Medicine Hat. They live out their days in peace, not afraid like they are here.


Road conditions in Alberta are 100x better than in Saskatchewan.


The hospitals in most communities can handle delivering babies, not so here in Saskatchewan. Not one doctor in Kindersley is allowed to deliver a baby, women have to travel to Saskatoon to give birth. Are the doctors in Kindersley, or any small town, not qualified to help a woman give birth?


I won’t speak towards your school system, my daughter has only been in a rural school here in Saskatchewan and I adore the school she is in, but the school system in Alberta I had 4 children in at one time and have one graduating from this year has done everything it can to help my children accomplish their goals to the best of their abilities.


Any time I or my children have been a patient at a hospital we have come come first when we need the attention.


What people tend to forget is that there are those who are worse off then us sometimes. Sometimes when we are sitting in a waiting room of an Emergency room we are going to have to sit a little longer than most because our issue is not as severe as the person next to us. We need to decide whether our attention needs to be dealt with immediately, which is what an Emergency room is for, or whether we can wait until the next day.


The Profits that liquor sales bring in benefit all, but when I can purchase the same type of beer in Alberta $7.00 cheaper than here in Saskatchewan, do you really think that is fair to lose the income here?


I personally cannot drink because of my medications, but we know there are those who go to Alberta to shop on a regular basis, we know that they buy their alcohol there. How much money are they putting into Alberta's economy and you are losing because of your higher prices?


The only reason the prices of alcohol are so much higher here in Saskatchewan is to pay for the governmental union workers who sell the alcohol in the store.


Privatizing alcohol in Saskatchewan makes sense. The jobs it would create would be at lower incomes but there would be more of them. The price of alcohol would drop and people would not have to cross border shop for it, taking money AWAY from your schools, hospitals, child protection, roads and long term care.


Tell me, how much money the liquor stores in Lloydminister make on the Saskatchewan side compared to the liquor stores on the Alberta side?


While I keep being told not to compare Alberta to Saskatchewan because “Saskatchewan is not Alberta”, Saskatchewanites seem to do it on a regular basis on Alberta's ill side. The only problem is, they do not seem to have the facts to back it up.


Saskatchewan wants to be like Alberta, but they do not want to study and follow Alberta's example.


Saskatchewan refuses to learn from Alberta's accomplishments and mistakes.
One of those accomplishments was privatizing alcohol sales. Study how they did it, learn from the accomplishments they were successful at and learn from their mistakes.


That is how Saskatchewan can grow to be prosperous. By learning from those who have done it first and learn from the mistakes they have made. 

Alberta is not perfect, they are going through their difficult times as well, but they have some very good examples that Saskatchewan can learn from.



Sunday 4 January 2015

Lower Price at the Pump=Massive Layoffs

The Saskatchewan Government isn't being as honest as it should with its people when it comes to the oil and gas price drop.

In Brad Wall’s televised speech he, of course, did not go into the details of how this down time is going to affect the industry itself.

He talked about how HIS government kept its promise of job creation, which it did…through the oil and gas industry.

You see MOST of those jobs that his government may have been responsible for creating has been in conjunction with keeping up with the boom of oil and gas.

From seeing first hand what happens when that industry slows down, being Albertan, Saskatchewan is in for a big surprise.

Brad Wall and his government are very proud of the fact that they have the “lowest” unemployment rate in the country. That will not be the case if the oil does not rebound immediately.

You will have massive layoffs, not just from the oil and gas companies like Cal-
Frac, Iron Horse, Haliburton, Element and Baker Hughes…these companies rely on other businesses to do the work they do.

Many of these companies sub-contract to other companies who then have their welders and class 1 drivers do the work for the bigger companies.

Companies like Vanko Oilfield Services in Kindersley, SK probably won’t need all their people to do repairs to pump jacks and maintenance to picker equipment, layoffs will happen. While REV Energy Services ltd out of Kerrobert, SK will need to keep some people on, not everyone will be keeping their jobs there either. Welding companies like Gremur Industries Ltd out of Maidstone, SK could have some tough times ahead as they deal with oilfield construction, people there will probably see their time shortened with the barrel of oil dropping to less than $53 as of January 4th, 2015.

These massive and wealthy companies get their safety equipment and supplies from companies like Kost Fire Safety Ltd in Medicine Hat, AB that have trained personnel to care for this safety gear who make sure this gear works properly so no one will get hurt, they have other work for these people to do, but the money they make off the safety equipment will take a hit if the companies stop drilling.

These are just small companies who will lose jobs and income directly from the drop in the oil price that the Saskatchewan government is not being up front with you about, it isn’t just about their “budget”. There are the other industries that are going to take a massive hit.

Oil and gas companies like Baker Hughes and Cal-Frac spend millions of dollars on hotel rooms, restaurants and fuel themselves for their own workers who travel. 

Those new hotels and motels that are built and/or renovated in Kindersley,SK and elsewhere are going to lose money when road bans are put into place in Saskatchewan and these multi-million dollar companies start handing out pink slips. The restaurants and living accommodations are going to take a huge hit when the road bans are put in place. Rental accommodations are going to lose their renters who move back to where ever they came from because landlords here got greedy, charging exorbitant amounts of money for holes in the ground.

Gas stations are not going to have the company trucks pulling in to fuel up so the workers can head home to see their loved ones, they are already at home living off of unemployment.

Which brings me to my last point Saskatchewan; this has been a boost in your livelihoods. You have never seen this kind of money flowing through the coffers before. Many of your people have gone from making substandard wages to having wealth beyond knowledge. I hope they were smart enough to save and not blow it on huge houses and expensive cars/trucks/SUVs.

http://www.ctvnews.ca/canada/as-crude-prices-plummet-oilsands-workers-find-themselves-jobless-1.2176208

One of the biggest problems people face, especially people who have no experience with money, are that when they get money they want to spend that money. Alberta saw it in the 1980’s.

People lose their houses and vehicles because they do not budget for the price of oil dropping this low. They spend hundreds of thousands of dollars on building a dream home for their family with a mortgage payment that is outrageous, along with car payments for both adults (sometimes even the kids) and then the layoff happens.

Remember, you only receive 55% of your insurable earnings on Unemployment…BUT, there are stipulations, the Canadian government website http://www.servicecanada.gc.ca/eng/ei/types/regular.shtml#much…says, “As of January 1, 2014, the maximum insurable earnings amount is $48,600. This means that you can receive a maximum amount of$514 per week.”  

I hope your mortgage and car payments are not more than $2000 and that you have another income coming in to cover the cost of incidentals like food and utilities…or you are going to be flooding the market with brand new houses and that vehicle is not worth what you paid for it anymore, you now have to take what you can get for it.

So people of Saskatchewan, this is the first down time in the oil and gas for you. Those Albertans who moved here and have gone through this should be fine, if they used their heads. I hope that the Saskatchewan governments’ positive spin on bringing in the industry did not take away the sensibilities of the people.


The one good thing about oil and gas prices is that it can rebound whenever the United States government decides. So when they decide to stop policing the world you may get your jobs and livelihood back, hopefully this will happen before anyone loses their shirts.